Financial Aid Basics


Application Process

The first step in applying for financial aid is to complete the Free Application for Federal Student Aid (FAFSA). After receiving the Student Aid Report (SAR) from the Department of Education check your financial aid status by logging on to your BannerWeb account. The eligibility button will give you the option to check any outstanding requirements.

If there are any required documents please submit them to the financial aid office as soon as you can. Processing times are approximately 2-3 weeks, but can take longer during busy times of the year. Once your application is completed you will be awarded aid based on your eligibility.

Awarding Process

You will be mailed an award letter when your application is complete. You can also check your awards by logging on to your account on BannerWeb and selecting award, award by aid year and current year.

Disbursement Process

Any financial aid that has been awarded to you will authorize to disburse prior to the payment deadlines. If you have enough authorized aid to pay your balance your schedule will be saved. If you do not have enough aid, you must pay the difference before the payment deadline or your schedule will be purged. Approximately 14 days into the term your aid will disburse and pay any balance you may have.

Bookstore Credit

CTC students may use up to $600.00 in Federal Pell Grant (after tuition and/or fees are paid) for purchases of books/supplies in the bookstores across all campuses. If eligible, the student may also be able to use his/her GED voucher and SEOG as well. Funds will be in the bookstore beginning the first day of classes for students who have registered during the early registration period and whose financial aid file is complete. The final day to use financial aid in the bookstore will be posted each term but is generally around 7-10 days into the term. Students who choose to not use this option will get any Title IV (federal aid) disbursement(s) within U.S. Department of Education’s guidelines—same as students who charge against their aid in the bookstores. We recommend that students charge against their aid in the bookstores, as eligible, as to be best prepared for classes.

Students who use financial aid funds in the bookstores are held to the same policies relating to financial obligations, withdrawal policies, no show policies, etc., as found HERE. NOTE: At the time funds are sent to the bookstore from the Financial Aid Office, the student has already been determined to be eligible. If that eligibility changes at a later time, the student will owe funds to the college, and his/her account will be placed on hold. This is unlikely to happen, however, as eligibility is determined up front.


When a student’s aid exceeds the total cost of their tuition and fees, and any books that were purchased with the book allowance they receive a financial aid refund. Refunds are put on your CTC Onecard approximately four weeks from the first day of class.

Any correspondence regarding your financial aid will always be sent to your student email. Please log on and check it often for current updates.

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Marietta, GA 30060

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